Kensington and Chelsea has been brandished the most unaffordable place to live in the UK with the average home costing 32.39 times more than the average British wage. Westminster and Hammersmith and Fulham came second and third respectively.
House prices in Copeland, which lies between the north-west coastline and the Lake District, are 2.87 times the average salary, Barrow-in-Furness is the second most affordable area with Burnley third, the analysis showed.
The study also revealed that 84pc of the UK now boast house prices at more than five times the local salary.
The eradication of cheap high value to income mortgages - the Bank of England has recently instructed banks to limit the proportion of home loans offered that are more than 4.5 times applicants’ salaries - will force more prospective buyers to continue renting.
"The toxic combination of rising property prices and falling real wages has meant that local housing affordability remains a huge problem for millions of people across the country," said Frances O’Grady, the TUC General Secretary. “We need an ambitious programme of home-building to get house prices back under control."
Only last week London-estate agent Foxtons flagged up a slowdown in the capital's house price growth and Nationwide issued a warning that future momentum in the property market is uncertain.
The lender reported on Friday that the national average house price is now £189,306.
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